Loanch Offers Up to 3% Cashback as Early Bird Returns Campaign Gets Underway

September 16, 2026 | EBM Newsdesk Analysis

Loanch has launched a September cashback campaign offering new and existing investors up to 3% cashback on newly deposited funds invested in eligible Tambadana loans, with the reward reducing as the month progresses. The Early Bird Returns campaign runs from September 1 to September 30, 2026, with the highest cashback available during the opening 10 days.

Cashback Falls Through September

The campaign is structured around three 10-day periods. Investments made between September 1 and September 10 qualify for 3% cashback, while investments made from September 11 to September 20 qualify for 2%. The final period, from September 21 to September 30, carries a 1% cashback rate.

That means the campaign’s headline 3% figure is no longer available on September 16, with the current rate standing at 2%. Loanch gives the example of a €5,000 eligible investment: at 3%, the cashback would be €150, compared with €50 if the same amount were invested during the final 10 days of the campaign.

How the Loanch Campaign Works

The offer is available to both new and existing Loanch investors. To qualify, investors must deposit new funds and invest them in eligible Tambadana loans during the relevant campaign period. The minimum eligible amount is €500, while cashback is capped at €800 per investor.

The loans must have at least 90 days remaining until maturity when the investment is made. This means the cashback is not simply a reward for depositing money into a Loanch account; the qualifying funds must subsequently be invested in loans meeting the campaign’s conditions.

Loanch says the campaign also comes with a specific no-withdrawal period running from August 28 until December 1, 2026. Withdrawals during that period can reduce the amount eligible for cashback, while the campaign terms state that investors should keep the funds invested until December 1 to preserve the full eligible amount. Cashback is scheduled to be calculated on December 7 and paid on December 10.

Part of a Wider Push From Loanch

The promotion follows a period of expansion for the platform. In August, Loanch reported that total investments funded through the platform had passed €100 million, with €103.66 million in total investments and 15,764 investors reported in its July update. The company also reported €1.66 million in interest paid during the month.

Loanch has also been running other investor incentives during 2026. Its previous summer cashback campaign paid €39,821 to 189 participating investors on €1.24 million of qualifying investments, according to figures published by the platform in August.

What Investors Need to Check

For investors considering the Early Bird Returns campaign, the cashback rate is only one part of the calculation. The qualifying loan, remaining maturity, minimum investment, withdrawal restrictions and maximum cashback all form part of the campaign’s terms.

As with any investment involving loans, cashback should also be considered separately from the underlying investment risk and potential returns. The promotion does not remove the risks associated with the loans being invested in.

The full campaign and terms are available from Loanch, while the company’s official announcement sets out the eligibility requirements and payment timetable.